DSCR LOANS DENVER, CO

• DSCR > 1.00
• FICOS As Low As 620
• No Ownership Seasoning on Cash Out
• No LTV Restrictions on 2-4 units
• Unlimited cash out
• Recently listed properties allowed with min prepay of 1 yr.
• Loan amounts to $3.5M (700-740 FICO)
• Purchases to 85%
• Use Highest mid score for any borrower on the loan for both qualifying and pricing

• Asset Depletion on DSCR
• No Ownership Seasoning on Cash Out
• Loan amounts to $2M
• 680 Min FICO
• Experienced investors only
• Pre-depletion DSCR must be 0.75 – 0.99
• LTVs to 80%
• Better pricing and LTV than the nearNONI
• Long term rentals only

• Going to 75% LTV on Cash Out Transactions (min 700)
• Going to 70% LTV on Cash Out Transactions (min 660+)

• Going to 85% LTV on Purchase (min 700)
• Going to 75% LTV on Purchase (min 660+)
• Going to 75% LTV on R/T Transactions (min 660+)
• Going to 80% LTV on R/T Transactions (min 700)

• Investment Properties only
• 75% MAX LTV – Purchase
• 65% MAX LTV – Rate and Term Refi
• 65% MAX LTV – Cash out Refi
• Up to $1,500,000 loan amounts
• No US Credit Required

• DSCR < 1.00
• FICO As Low As 660
• Loans to $3MM
• Max 75% LTV purchase with 700 FICO
• Cash-out can be used as Reserves

• Single mortgage for up to 25 properties
• Partial release clauses- Individual pieces of real estate may be sold without full payoff being required
• Experienced investors only
• 1-4 residential units allowed
• Loan DSCR minimum 1.20
• Property DSCR minimum 1.00
• Discounted underwriting fees per unit
• Loan amount $400,000 and $3MM

Fix and Flip loans are available in all states except:

CA, AZ, MD, ID, MI, NM, NE, NV

DSCR loans are available in all states except:

CA, AZ, MD, ID, MI, NM, NE, NV

Hard money loans are available in:

 CO, FL, GA, TN, TX

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